CAR INSURANCE savings tips

car insurance companies
by DVS1mn

CAR INSURANCE savings tips

CAR INSURANCE savings tips

The main ways to reduce your CAR INSURANCE PREMIUM

 

Now we work with GoCompare for CAR INSURANCE so we are going to suit this to the way their forms are constructed and savings can be made so here we go-

 

Fit a CAR INSURANCE company approved alarm and/or tracker.

 

Now this is one of those questions I have never answered yes to so I tried it out to see how much difference it made. With a singular addition it only made a slight difference but when worked together it knocked approx 5% off the quote. So If you are going to keep the vehicle for some time this could be a good reduction. Basically its a cost to save ratio!

 

Below are the list of approved CAR INSURANCE alarms and Trackers

 

Alarms-

Thatcham 1 (basic immobiliser)

Thatcham 2 (immobiliser and alarm joint)

 

Trackers

Aegis

Cobra

Asset Phantom

Nav Trak

RAC

RDM

Thales

Tracker (guard and Echo)

 

Get a CAR INSURANCE quote NOW

 

Alter Your CAR INSURANCE Excess (and try a few to see the difference)

Firstly I want to add a note of caution, most companies have a voluntary excess which adds on top of your excess. When working out what you can afford take this into account!!

 

This made a difference on all quotes; normally a doubling of excess would reduce approx a minimum of £50.

 

Make Sure You input the right annual Mileage cover

 

This is always a CAR INSURANCE question that I make up and normally over estimate (or fit to what I have on my car agreement) but you do need to have this as close as possible. So again I tried this out and worked out my actual mileage and what my agreement was (and what I would have put in)

 

I was surprised that for an extra 4000 miles this added £43. Another note of caution don’t underestimate as your insurance could not cover (or incur charges) but don’t go way over the top

 

 

Top of Form 

 

Bottom of Form

Only O

Only take the optional Extras you actually need

 

Each site has a really in-depth description of what these are so I am not going to do into this in great detail the usual optional extras are-

Courtesy vehicle

No Claims Cover

Legal Expenses

Suit your cover to your need not a whim or want

 

Keep your vehicle safely housed

 

Now this is the age old question that has been on Car Insurance quote forms since time began. It does make a big difference, the options are normally-

On the road

Driveway

Garage

CCTV covered area

Etc

 

So the safer way to store your car the better, possibly if you park on the road work out the saving and compare this to the cost of hiring a private garage!

 

Unfortunately its clear that the majority of the Car Insurance cost is built into statistics, demographics, geographic crime rates and sometimes the willingness of a Car Insurance company to cover you

 

Search for the best CAR INSURANCE quotes today at thecompareshop.com

 

go shopping with thecompareshop.com and save a fortune on your Car Insurance

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